Personal Insurance
Personal lines insurance
For your individual needs
Ivor Bellas & Co Ltd specialise in placing motor, household and commercial vehicle insurance with a wide range of insurance companies and can offer quotations on most types of risks. We offer a unique personal service which we feel puts ahead of our competitors. Due to our computerised facility we can provide quickly a competitive quotation.
Ivor Bellas & Co Ltd can offer stand alone policies on the following types of insurance:
UK Excess Protection
Protect yourself against accidental damage, fire, theft and malicious damage excess. Available for cars, commercial vehicles, motorcycles and taxis. From £16.48
Cover includes:
- Up to £500 protection per vehicle.
- Discount for voluntary excess usually more than cost of protection
- Don't have to protect full excess, any multiple of £100 is accepted.
- Any driver can protect their excess. you don't even have to be insured with us.
Speeding Camera Guard
Speeding Camera Guard cover protects you against and costs incurred as a result of disqualification from driving following a speeding offence. Only £12.60
Cover includes:
- Reimbursement of travel costs incurred getting to and from work.
- Reimbursement of travel costs incurred getting children to and from school.
- Costs are paid for up to 6 months.
Family Legal Protection
Payment of legal fees in order to pursue civil claims on your behalf where there are good prospect of success up to a limit of £50,000. Only £15.00
Cover includes:
- Contract disputes
- Employment disputes
- Property protection
- Legal defence
- Personal injury
- Tax protection
Gap insurance
Gap insurance pays the difference between the retail market value on the day you purchase cover and the insurers valuation if your vehicle is declared a write-off in the future*
* (terms & conditions apply)
Cover includes:
- Write-off settlements relating to fire, theft or accident.
- Settlement shortfalls of up to £15,000.
- Vehicles of up to £50,000 in value at policy commencement.
- Vehicles up to 5 years old and 80,000 miles at policy commencement.
- Cars, taxis, driving schools, motorbikes and commercial vehicles up to 44 tonnes GVW
Home emergency assistance
When a home emergency occurs we will arrange for a local repairer to visit your home and carry out emergency repairs. £17.85
Cover includes:
- Burst pipes
- Break-in or vandalism
- Storm damage
- Impact damage
- Failure of water, gas, electrical supplies
- Broken or flooding of drains or sewers
- Failure of domestic hot water or central heating
- Leaking from broken toilet bowl or cistern
- Subsidence, heave or landslip
Motor breakdown cover
If you breakdown make sure you have peace of mind knowing that you will be looked after. we can offer cover from as little as £39.72 for roadside and recovery to £59.55 including home start and European.